Home Buyers Down Payment Assistance

Down Payment Assistance Money!

South Carolina State Financing

These  programs available in South Carolina may help your borrowers get the financing they need to purchase a home. Below is our quick and easy reference guide!  Available Options:*

SC Housing First Mortgage Program Category I Repayable DPA of $4,000

First-time home buyers. Lexington & Richland Counties Income Limits: $64,500 (1-2 persons), $74,175 (3 or more persons) Credit score requirements apply. Payments deferred for first 3 years of mortgage. For down payment, closing costs and/or prepaids.

SC Housing First Mortgage Program Category II Forgivable DPA of $4,000

First-time home buyers. Lexington & Richland Counties Income Limits: $36,150 (1 person), $41,300 (2 persons), $46,450 (3 persons), $51,600 (4 persons). Less for Kershaw County! Lexington County Max. Sales Price: $120,650. Richland County Max. Sales Price: $142,500. Credit score requirements apply. Forgiven at 20% per year. Fully forgiven after 5 years.

2012 Palmetto Heroes Category I Repayable DPA of $5,000

Limited Funds Available!

First-time home buyers. Target borrowers include: Police Officers, Firefighters, EMS, Teachers, Nurses, and Veterans. Lexington & Richland Counties Income Limits: $64,500 (1-2 persons), $74,175 (3 or more persons) Credit score requirements apply. Payments deferred for first 3 years of mortgage. For down payment, closing costs and/or prepaids.

2012 Palmetto Heroes Category II Forgivable DPA of $5,000

Limited Funds Available!

First-time home buyers. Target borrowers include: Police Officers, Firefighters, EMS, Teachers, Nurses, and Veterans. Lexington & Richland Counties Income Limits: $36,150 (1 person), $41,300 (2 persons), $46,450 (3 persons), $51,600 (4 persons). Less for Kershaw County! Lexington County Max. Sales Price: $120,650. Richland County Max. Sales Price: $142,500. Credit score requirements apply. Forgiven at 20% per year. Fully forgiven after 5 years.

For program specific requirements and restrictions, contact us today. This Money will not last long